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As a Nationwide Broker we are able to find you the best plan at the best price!
Trusted Healthcare Associates is a nationwide enrollment center for individuals or families searching for affordable health coverage. Our certified, appointed & licensed agents will show you your options; and help you select the best program that suits all of your needs. We achieve this by reviewing our database and exploring different alternatives. The good news is here we are able to help you and your family save money and get you the best coverage available in the private market. You can get quotes the fast and easy way with Trusted Healthcare Associates!
Our services are available throughout the country. We also offer health insurance options from major companies along with A+ rated carriers. Once you have chosen a program, our certified, appointed & licensed agents will guide you through the application process, expedite your enrollment, review the main details of your options including the associations, and you’ll be informed regarding your status.See All Services & Approach
Trusted Healthcare Associates is currently one of the leading health insurance agencies. We offer a wide variety of health and life insurance options. The selections that we offer are customizable and tailored to the client’s specific needs. We offer multiple products and alternatives that can be bundled with any of the individual or family packages selected.
For just yourself
For you and your spouse or child
For the whole family (up to 9)
For those looking for affordable health insurance, it’s good to know what you’re looking for. Some people prefer to have a health insurance agency handle their insurance while others prefer a broker. But what roles do they play and what benefits come with each? Continue reading to find out.
Anyone in the market for health insurance will find that both health insurance agencies and brokers act as middlemen between the individual looking for insurance and the insurance company they decide to go with. Regardless of which one you decide on, it’s important to understand that both must abide by a legal obligation to aid people in finding health insurance that suits them.
With this being said, the most obvious difference is that a health insurance agency represents a health insurance company while a broker acts on behalf of the person seeking out health insurance. In essence, brokers are capable of providing plans from more than one health provider while a health insurance agency represents a single health insurance company.
A health insurance broker can represent a single insurance company or multiple companies. The insurance brokers representing a single company are viewed as captive while brokers representing more than one are seen as independent. Brokers will not charge fees to the individual. Instead, they receive their compensation in the form of commissions and/or salaries plus commission.
Health insurance brokers work to find an insurance plan that fits the person’s needs. Instead of working for the insurance companies, these individuals receive their commissions from the companies. All of the insurance policies include built-in paid commission fees, providing the brokers with their compensation.
Going to a broker is a good idea because these individuals understand the insurance industry. These men and women are experts in their fields and work to guide those in need of health insurance. Some even specialize in certain industries. With the right broker, you’ll receive the help you need to find an excellent health insurance plan and manage it after.
Regardless of whether you decide to go with a health insurance agency or broker, you’ll want to ensure that they are qualified to help you. Although it can be difficult to find health care insurance for oneself, getting help from either will make the process much easier. Ultimately, both are capable of locating the health plan that suits your needs, making the choice dependent on your personal preference.
Finding the best life insurance policy for you is something we strive for. We understand that everyone’s situation and family require special care. With this in mind, there are many options and looking at the core policies available will provide insight. This list shows the most common life insurance coverages available.
This type of life insurance coverage gives death benefit protection for a specified period of time. The amount of time is usually 10, 15, 20, or 30 years. Whichever period of time is specified is the policies “term.” After the term ends, the policy renews annually. The majority of term life insurance providers let whoever owns the policy renew it until the individual reaches the age of 95. These renewals will increase over time.
Whole life insurance is a permanent life insurance coverage that gives a person death benefit protection throughout their whole life. Most of the time, this kind of coverage is provided at a fixed rate with guaranteed protection until the day the person dies and guaranteed cash value accumulation. Due to the fact that this type of coverage is with the person until they pass, there are usually higher payments than most other common life insurance policies.
Guaranteed universal life insurance coverage provides individuals with an inexpensive permanent policy. This coverage has a flexible death benefit period that is customizable up until the person reaches the age of 90, 95, 100, 110, and 121. The best way to define this coverage is as a combination of term and whole life insurance coverage. Over time, this coverage builds minimum cash value and the coverage stops once the individual reaches the age named in the policy.
Variable life insurance coverage has a fluctuating face value that is depending on the value of currency, securities, or other equity products that the policy is supported by when the payment is to be made. The erratic nature of this kind of coverage makes it so this is not a policy that everyone is willing to go with. These kinds of policies depend on the investment vehicle and when the market is being driven up, it is an excellent kind of coverage. With this being said, if the market is dropping, the increase in payments might become overwhelming.
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